Small Employer

Small Employer  


Exclusively for the Academy Members who are owners or principals in firms with 2–50 employees.


Comprehensive Medical Care Options


Your choice of three coverage types:


Innovative "Open Access" HMO

Lower premiums than traditional coverage … fewer restrictions than HMOs

  • No primary care physician required
  • Access to a large local network of participating providers
  • No referral needed to see a specialist
  • Lower out–of–pocket costs for in–network services
  • Includes prescription drugs, preventive care, well–baby care, worldwide emergency room care, and optional non–network benefits


Point of Service

  • Primary care physician required
  • A large network of participating providers
  • Low copays for in–network services
  • Out–of–network benefits included


PPO and Managed Indemnity (Nationwide Network)

  • No primary care physician required
  • Benefits with a network provider: lower out–of–pocket expenses, no–balance billing, no complicated claim forms to complete or track
Find Your Fit

Contact Us

We're here to help! Please contact us in whatever manner is most convenient for you.


4050 114th Street
Urbandale, Iowa 50322
 M-F 7:30a-5p CT
[email protected]